Credit card processing services
Fast, flexible payment processing for salon, spa, and fitness businesses
Vagaro’s credit card processing services make it easy to get paid anywhere. With flexible payment options, instant payouts, secure card storage, and built-in no-show protection, you get everything you need to run your business smoothly and confidently.
Free card reader
when you sign up for Vagaro Merchant Services*
Enjoy Transparent, Low Credit Card Processing with No Hidden Fees
Low rates for any size business.
Small Merchants
Transactions of less than $4,000 per month.
2.6% + 10¢
per dip & tap
3.5% + 19¢ per keyed-in transaction
+6¢ per Tap to Pay transaction
Large Merchants
Charges of more than $4,000 per month.
2.29% + 19¢
per dip & tap
3.5% + 19¢ per keyed-in transaction
+6¢ per Tap to Pay transaction
Card Processing FAQ
Vagaro payment processing is a built-in credit card processing service designed for salon, spa, and fitness businesses. It lets you accept payments in person or online, store cards on file, charge no-show and cancellation fees, and get paid out as fast as the next business day — all without leaving your Vagaro account.
Vagaro charges between 2.29% and 2.6% per transaction plus a small per-transaction fee, depending on your monthly processing volume:
Under $4,000/month: 2.6% + 10¢ per dip or tap, 3.5% + 19¢ per keyed-in transaction, plus 6¢ per Tap to Pay transaction. No monthly fee.
Over $4,000/month: 2.29% + 19¢ per dip or tap, 3.5% + 19¢ per keyed-in transaction, plus 6¢ per Tap to Pay transaction. $10/month.
Yes. Set a threshold for any service or class you want to require a deposit on and the client can pay online at the time of booking.
Vagaro supports major credit cards, debit cards, Apple Pay, Google Pay, contactless Tap to Phone, buy now pay later with Affirm, invoicing, and more—giving your customers flexible ways to pay.
Only if you process more than $4,000 per month. Businesses under that threshold pay $0 per month with a 2.6% + 10¢ per-transaction rate. Businesses over the threshold pay $10/month in exchange for a lower 2.29% + 19¢ per-transaction rate — which typically saves money at higher volumes.
Yes. You can sell products, memberships, gift cards, and digital services through your online store, all processed through Vagaro’s integrated credit card processing services.
Yes. Vagaro's spa credit card processing includes instant payment options, secure card-on-file storage, and automatic no-show protection — features spas rely on for prepaid services, packages, and membership billing. Deposits can also be collected online at the time of booking to reduce last-minute cancellations.
Salons using Vagaro can accept payments through a free card reader, the Vagaro Pro App, or online checkout — all synced with the salon's booking calendar. Card details can be securely stored to charge no-show or late-cancellation fees automatically, and funds are typically deposited the next business day.
Yes. Vagaro's salon credit card processing is PCI DSS compliant and HIPAA compliant, and processing is backed by Vagaro Merchant Services, a registered ISO of PNC Bank, N.A. Card data is encrypted and stored securely for repeat transactions and no-show billing.
Yes. Hair salon credit card processing through Vagaro works the same way as any Vagaro-supported business: stylists can accept chip, tap, and keyed-in payments, save client cards on file, sell gift cards and retail online, and require deposits for bookings — all with rates as low as 2.29%.
Deposits typically arrive the next business day. Transactions processed before 3:00 PM Pacific Time (6:00 PM Eastern Time) are grouped into that day's batch and paid out the following business day.
Yes. Turning on the Capture Credit Card feature lets you save a client's card on file and automatically charge a no-show or cancellation fee from the desktop dashboard or the Vagaro Pro App.